Welcome reader! Here I am talking about Accounting software cloud based for your business. If you work on your own as a consultant or small business owner, some accounting programs’ costs and features can be overwhelming.

Instead, look for accounting software cloud based programs to get your business up and running within your budget. At a much lower cost, online-based small business accounting software programs applications can grow with your business.

This accounting software online is easy to use; it makes easy written documentation double-entry accounting for you. It is difficult to find free small business accounting software that meets all the small business needs. We compared a dozen complex options and selected the best free accounting software.

Cloud based accounting software 

Accounting software cloud based makes it easy to share records with an accountant on your account, and all choices come with a free trial, so you don’t have to invest in accounting software online unless you’re sure you’ll be able to use it. The top online accounting software programs for small businesses are:

Xero Cloud Accounting Software online

Zero has tons of accounting features for a self-contained individual, and outsiders should grow your business. Log in. You’ll see a dashboard with an overview of recent sales, bills coming in, and bank account balances with modules for inventory, bill payment, and communication management tools.

You can create a reduction adjustment or use online collaboration to work with an accountant to accomplish this.


  • Xero offers many add-ons, but other than tracking times, add-ons are more useful for most businesses and not much for self-employed people. 
  • There are many financial reports included, and I count 25 of them.

Wave accounting software programs

Wave is the best overall free accounting software cloud based for small businesses because it includes most features for free price. With an unlimited number of users and the ability to track multiple businesses at zero cost, it goes beyond basic accounting. Wave is easy to use and ideal for any business that pays most of its bills online and needs to track revenue and expenses for multiple businesses.

Wave offers a plan that keeps it simple when it comes to pricing, which is 100% free. Unlike most competitors, if you want to add a user or start tracking revenue and expenses for a new business, you don’t have to “upgrade” a payment plan. Like Wave, GnuCash is the only accounting software that is 100% free and does not offer a paid plan.


  • Wave is not just about basic accounting features like managing your revenue and expenses, but you can invite an unlimited number of users to access your data. 
  • Also, you can connect an unlimited number of bank and credit card accounts at no cost. Unlike your competition with the limitations of “free” software forcing you to upgrade to a paid plan, Wave gives you the same features for free.

ZipBooks the best software for freelancer

ZipBooks offers its competitors bells and whistles that are good for freelancers who don’t need them at all. Suppose you are currently using the Excel spreadsheet or the old “shoebox” method to track income and expenses. In that case, it will be easier to move to zipbooks because it is easier to use than calculating formulas in a spreadsheet.

Zipbooks comes with four price plans ranging from 0 0 to $ 125 per month. The ZipBook Starter plan is free, and it’s the pricing plan that we’ll focus on for this support. If you decide to accept online payment or process parole, these two services must be turned on, and you must pay a fee to use them.


  • Zipbooks Starter can handle basic bookkeeping, such as invoicing subscribers and paying bills. Like Wave and SlipCopy, you can keep track of multiple businesses. 
  • You are limited to one user and one back account, while Wave and SlipCopy include an unlimited number of users and bank accounts.
  •  If you need to give additional users access to your data, you can upgrade to a paid plan starting 15 per month.

SlickPie accounting software Programs for startup

SlickPie is a good solution if you start your business and do not have multiple experiences using bookkeeping software, but you want something more sophisticated than Excel. SlickPie is extremely easy to use and has a lot of features as its competitors.

Like zipbooks, SlipCopy offers both free and paid plans. The free starter plan provides accounting functionality but is limited to ten companies, and customer support is provided by email only. SlickPie’s Pro Plan approves 50 companies and supports both email and telephone.


  • You can manage your bills, customer invoices and create financial reports for ten individual businesses, including free plans. 
  • SlikPie can connect an unlimited number of users and an unlimited number of bank and credit card accounts. 
  • Unlike zipbooks, you can’t create cash flow statements, but you can track your bills manually, which you can’t do with Wave.

Zoho book cloud software

Log in to the ZohoBooks accounting software online. The first thing you will see is a dashboard that contains information about a business account, such as your account watch list, income from expense charts, a summary of your bills and invoices, and bank and credit card balances.

You can also set up rules to automatically categorize costs and use online payment systems like PayPal, Google Checkout,, and PayPal Payflow Pro. The Zoho books include modules for time tracking, time site, and invoicing.


  • Most transactions automatically follow double-entry accounting standards, but there are times when manual adjustments need to be made in the books of any small business. 
  • Manual journal entries for correcting errors can be made by you or your accountant, between balance transfers between accounts and record densities.

xTuple PostBooks For manufacturing and distribution

xTuple PostBooks is open-source accounting software online that includes modules to manage every aspect of your business: sales, accounting, operations, customer management, inventory control, and supplier management.

The best part is that you can get free access to all these modules, making it the best free accounting software programs for small businesses if you are in production or distribution. If you need more functionality, you can always upgrade to a paid version.


  • Unlike its competitors, it is a comprehensive inventory management module ideal for both distribution and manufacturing businesses.
  • Unlike competitors, you can organize and track all business contacts, including customers, sellers, competitors, and partners.

Why need accounting software Programs features?

Reduce accounting software choice by creating a list of small business accounting software cloud based features you need to run your business. 

  • Inventory management
  • Sales tracking
  • Merchant account support for accepting credit card payments
  • Budgeting
  • Guess
  • Salary
  • Business tax reporting

Suppose you are a sole proprietor with no employees, few or no inventory, and a handful of clients. In that case, you may not even need accounting software, or there are free or undervalued accounting software options available. And there are more accurate records of how accounting software is used. Most accounting software is much easier to use than once, and some small business accounting software is not designed to be easily used by anyone with an accounting background.


A small, less complex business requires fewer features than a more significant business. No matter how vague the extra “whistles and bells” seem, resist the temptation to buy more accounting software online than you.

Typically, you pay more for more accounting software cloud based features, and the cost is justified if your business needs more powerful financial features. So if you do not use it, you do not need to pay for features.


Q1. Will Accounting software Programs grow my business?

Ans: Find out if the software can add modules later if you need a module that is usually added after a business growth for accounting margin.

If you can not add modules, a more capable version of the same accounting software is easily upgraded. Does the software export in a data format like CSV, so you can read it later by changing the title to another accounting software.

Q2. Does the accounting software online support my bank?

Ans: Being able to download transactions from your bank saves a lot of time, so find out how your bank’s accounting software works.

Final Word

You could exchange your Accounting software programs but, when you use accounting software cloud based, you take the day-to-day accounting tasks from an accountant, saving money for small businesses.

Any good accounting software online will report to your accountant to pay monthly, quarterly, and yearly. Reports can be printed or distributed securely electronically to the accountant. Cloud accounting software products vary in complexity and features, with many products being used by companies of a specific size, such as enterprise-level businesses or SMBs. Depending on the solution scale, features for salary, time tracking, or cost are easy to use.

5 thoughts on “Accounting software for your business

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  2. This cloud computing service is very interesting and also I have learned a lot from this software. The key points were explained very clearly which I easily understand.

  3. Accounting Software Cloud – this is another helpful idea in my future career in case I’ve decided to sell some stuff.

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