Obtaining truly “free” insurance is generally not a common practice, as insurance providers need to cover their costs and make a profit.
However, there are certain scenarios where you might be able to access insurance coverage without directly paying for it yourself. Here are a few potential options:
Who can get Free Insurance?
Employer Benefits:
Many employers propose health, life, or disability insurance as part of their profitable package. In this case, your employer may cover some or all of the insurance premiums, making it feel like “free” insurance from your perspective. Check with your employer’s HR department to understand the insurance options available to you.